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What if I don't have a bank account? Having a bank account certainly makes things easier — especially if you need your tax refund as quickly as possible. If you don't have a bank account, select your situation below to explore other options that may work for you.
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1. Tell a family member to open a Chase account. Telling your loved one to open a Chase account might work if, say, you want to send money to a child and they have no bank account currently or if.


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Hello There, I'm from Argentina and I had work in USA 2008 winter season. I would like to get my refund taxes with Direct Deposit on an account that is under the name of a friend in USA (cause I closed mine).
Folks: I have a requirement for my service wherein I need to electronically deposit money into my client's bank account. How do I do that? I currently (through my BofA merchant account and my authorize.net payment gateway) receive money from my clients (through echeck or credit card).



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how to deposit money in my friends account
Step. Instead of waiting in long lines at a branch, you can use an ATM machine, which offers a quick way to deposit money in your bank account. The only thing you need to do is put your ATM card in the machine, type in your PIN (personal identification number) and select your checking account and the amount of money you are depositing.
Learn about the Bank of America policy that bans cash deposits into a Bank of America account of which you are not a customer. Find out what other options you have available if you are trying to.

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Credit score ranges are provided as guidelines only and approval is not guaranteed.
So, why did they make this change?
In addition, it is meant to prevent criminal activity, including money laundering.
Under the law, banks are required to take certain steps to prevent and combat money laundering.
Although banning your grandmother from depositing cash into your account might seem extreme, by making this change across all personal accounts, Bank of America is taking one more step to ensuring they have the best policies in place to prevent illegal activity.
Luckily, there are multiple ways to get around this new policy if you need to send or receive money.
This means that they have full access to all the account details, including the ability to deposit or withdrawal money in the account.
The only difference between a and individual account is the number of people who own the account.
If you already have an account with Bank of America, you can add a person to the account, making it a joint account.
Both individuals will need to provide information and identification in order to open the joint account.
A joint account is a good option for someone who regularly receives cash deposits from a specific person, a trusted source.
For example, if a college student is studying abroad, opening a joint bank account with a parent might be an ideal option in case they need money deposited into their account from time to time.
Personal Check You might be surprised to learn that many people still write checks.
Writing checks is one of the cheapest ways to how to deposit money in my friends account money.
Aside from the cost of checks, writing, depositing or cashing a check is free.
Some checking accounts even give you your first set of checks for free.
It can take usually anywhere from 2 to 5 days for the check to clear, depending on the amount of the check and how much money you have in your account.
You can simply deposit the check by taking a picture of the check and following the instructions on the app.
Giving or paying someone a check is still a secure and convenient way to transfer money.
The money order will include name of the person who is going to cash or deposit the money order, and the bank or business that issued the money order.
The fees are minimal compared how to deposit money in my friends account other alternatives.
Individuals who do not have a bank account often rely on money orders to send or receive payments, such as rent or utilities.
If you do receive a money order, you will have immediate access to the cash, similar to a cash deposit in a bank account.
Zelle Person-to-person payments are relative newcomers to the banking industry, compared to other electronic forms of payment transfers.
Backed by more than 30 banks, is giving its biggest competitors,a run for their money.
But, unlike many of its competitors, Zelle is free.
Since Zelle is set up through your bank, you can quickly and securely send money, without entering your bank account information.
The only information you need to enter is an email address or mobile phone number, and the amount of money you want to send.
Within minutes, the recipient will receive a notification that a payment or deposit has been sent.
Major credit card companies like Visa, MasterCard, and American Express offer prepaid cards that you can use anywhere that type of card is accepted.
To get started, you can order a card online or find a retailer close to you that offer prepaid cards.
You can even download the app and deposit checks, or arrange for direct deposit from your employer.
A prepaid card comes in handy since you can request a second card to give to a friend or family member.
That person can load cash onto the card that you will be able to use immediately.
In addition, anyone can put money onto a prepaid card and give it to you to use however you want.
A prepaid credit or debit card is ideal for someone who receives regular money deposits into their account, such as a teen or young adult.
A wire transfer is a service to send or receive electronic payment by wire.
You can send or receive money to your own accounts at other financial institutions, send or receive money to someone else, or to a business.
Wire transfer fees are dependent upon the amount of money that is sent.
A wire transfer is a speedy way to send or receive money, both domestically and internationally.
Some of the larger banks have this rule — Chase and Wells Fargo.
Check with another bank how to deposit money in my friends account see if they have a different policy before you decide to close your continue reading />Conclusion Banks will continue to make changes to policies and procedures as technology and criminal activity evolve.
She still works in the financial industry with a focus on risk assessments, project management, and financial crime compliance.
Krista has contributed to sites including AOL.
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This site may be compensated through the bank advertiser Affiliate Program.


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a lady sent me some money and she spelt my surname wrong, i think it got sent back to her. either that or if they are trying to debit it and the name is wrong then they will look at the account details


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